A voucher can be transferred to another agency, unless that agency is within GHA's jurisdiction (50 mile radius). In that case, there is no need to transfer. GHA will service Vouchers within our jurisdiction.
Voucher holders find their own housing units. GHA has a list of landlords who are on the program. If housing is found that is not on the GHA program, a landlord can apply to be on the program. All units must pass a Housing Quality Standards inspection by a GHA inspector before approval.
The demand for rental assistance is greater than the number of available Housing Choice Vouchers. GHA must wait for families to leave the program before adding new families. When families move off the program, vacated slots are filled from GHA’s waiting list of qualified applicants.
Public Housing units are specific areas and complexes set aside for housing families. Section 8 units, however, are located in privately owned multi and single family dwellings throughout the City of Garland and surrounding communities, allowing tenants to choose the type of unit and the area in which they want to live.
Section 8 Choice Housing Voucher was authorized by Congress under Section 8 of the United States Housing Act of 1937. Section 8 was established to help lower economic families find safe, affordable housing. The Garland Housing Agency provides assistance to Housing Choice Voucher holders, based on family size and income.
In order to be eligible for the Garland Housing Agency (GHA) home ownership program, a family must meet the following criteria:
The family must be a current voucher program participant for at least one year.
The family must qualify as a first-time homeowner (no member of the family has had any ownership interest in a principal residence in the past 5 years).
The annual income of at least one adult family member who will own the home must be equal to or greater $10,300.00.
For disabled families annual income must be equal to the monthly Federal Supplemental Security Income (SSI) x 12.
If any family member has previously defaulted on a mortgage when participating in the voucher homeownership option, the family is ineligible for the homeownership option.
Except for cooperative members who have acquired cooperative ownership shares to commencement of homeownership assistance, no family member may have a present ownership interest in a residential property.
The family must also satisfy any other initial eligibility requirements established by the GHA.
The family can have any repayment agreements with GHA or any other housing agency/authority.
Please contact your case worker for more details and how to apply.